LedgerOne · shared expense tracker

Shared expenses, without the Venmo emoji guesswork.

One ledger for everything you split — rent, utilities, the vacation Airbnb, the dinner someone covered. LedgerOne logs who paid, who owes what, and emails a clean PDF invoice when it’s time to settle up.

How shared expenses work in LedgerOne

• Add an expense once. Mark who paid, who shares, and the split (equal, custom, or by percentage).
• Everyone sees their share. Each member gets a live tab — no more "what do I owe you?" texts.
• Settle with a real invoice. When you’re ready to square up, LedgerOne emails a clean PDF with the line items and the total.
• Record settlement either way. Mark a settle paid through the app or outside (Venmo, Zelle, cash) — the ledger reconciles.

Built for the three shapes of "shared"

Roommates: rent, utilities, the wifi bill, the costco run. One person fronts; everyone owes their share.

Couples + families: who picked up groceries this week, who paid the daycare deposit, who covered the in-law dinner. The ledger remembers so the conversation can move on.

Friend groups: the Airbnb someone booked, the vacation rental car, the dinner where one card got hit with the whole bill. Settle when you’re home, not on the trip.

How it compares to Splitwise / Venmo

Splitwise is purpose-built for splits but doesn’t live where the rest of your money does. Venmo is for transfers, not for keeping the running tab. LedgerOne combines both: the shared-expense ledger lives next to your bills, subscriptions, and credit-card balances, so a household sees the full money picture in one place.

Privacy

Manual entry by default — no bank credentials required to start. Optional Plaid bank linking is available later if you want it. Your financial life is not ad-targeting data. See the GLBA financial privacy notice for the full disclosure.