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LedgerOne · for couples

Shared budgeting without the awkward Venmo math.

One private workspace for the two of you: bills, budgets, savings goals, and the actual conversations behind every money decision.

orvica.co/finance
LedgerOne
OverviewCardsBillsSubscriptionsAR
This month · May
Income
$8,420
+$340
Spending
$5,127
-$210
Net cash flow
$3,293
+$550 vs Apr
Cash flow · last 6 months
NovDecJanFebMarAprMay
Chase Sapphire Preferred•• 4242
$2,340 / $15,000
15.6% utilization · Due in 12 days
Coming up
Rent
Jun 1 · auto-pay
$2,400
Internet
May 15 · auto-pay
$79.99
Netflix
Jun 8 · auto-pay
$15.49
Example workspace using demo data

Built for the questions couples actually have

  • Can we afford this month? See planned income, bills, and savings at a glance.
  • Who already paid? Mark bills with the payer; no more "did you pay rent?"
  • Are we still saving for the trip? Goals show progress + monthly contribution.
  • Why did we change the budget? Notes/decisions log keeps the "why" with the "what".

How it usually goes

Most couples coordinate finances across 3+ apps: a bank app, a notes app, maybe a shared spreadsheet, and a stack of group texts. LedgerOne replaces the spreadsheet + the texts + the mental load with one calm view. The bank apps stay where they are — you can add accounts manually or (optionally, later) link them via Plaid.

Privacy

Manual entry by default — no bank credentials required to start. Optional Plaid bank linking is available later if you want it. Your financial life is not ad-targeting data. See the GLBA financial privacy notice for the full disclosure.